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Driver critically injured in Highway 98 rollover crash on Okaloosa Island

A 38-year-old Navarre man suffered critical injuries when his Ford Expedition overturned on U.S. Highway 98 east of Gulf National Seashore on Wednesday evening.

A 38-year-old Navarre man suffered critical injuries following a two-vehicle crash that occurred Wednesday evening on Highway 98 east of Gulf National Seashore on Okaloosa Island.

  • The crash happened at approximately 5:32 p.m. when the driver of a Ford Expedition was traveling westbound in the outside lane and approaching stopped traffic, according to the Florida Highway Patrol.

According to the report, an out-of-county ambulance was traveling westbound in the inside lane with emergency lights and siren activated, passing the stopped traffic in the outside lane.

FHP says the Ford driver abruptly slowed and swerved right to avoid the stopped traffic, but the vehicle’s right-side tires left the roadway and traveled into the sand. When the driver attempted to return to the roadway, the SUV overturned.

  • While overturning, the front of the Ford collided with a Volkswagen sedan that had come to a stop in the outside lane due to the traffic backup. The 32-year-old Valparaiso man driving the Volkswagen was not injured in the collision.

The Ford driver was ejected from the vehicle during the rollover and transported to a local hospital in critical condition. Next of kin have been notified.

All lanes of Highway 98 were reopened as of 9:47pm.

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Community Comments

“The hull and superstructure will surely look odd without her funnels!”
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“And take a look at Rocky Bayou too. That Bayou is always getting notices of "dirty" water yet there is a State Park on one side and residential on the...”
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“It is now 9:30 pm Tuesday night. Are any lanes of Hwy 98 still closed from this?”
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Tee commented on WordroW: October 6, 2026
“Great job!”
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Scott commented on WordroW: October 6, 2026
“0:40, 3 attempts. Got lucky on the second attempt”
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Tee commented on WordroW: October 6, 2026
“1:14 !”
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“I love this. Because I will probably be one of them soon enough...”
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Michael Cobb commented on WordroW: October 6, 2026
“1:40”
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Michael Cobb commented on WordroW: October 5, 2026
“2.05”
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“Go here to see all the land our county government "owns". INCREDIBLE NUMBERS AND AMOUNTS OF PROPERTY!!!! Do we pay our Elected Employees to buy and sell land or to...”
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