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Fort Walton Beach police recover $19,000 from bank impersonation scam

Police intercepted a package containing $19,000 in cash at a FedEx facility in Mossy Head after a Fort Walton Beach woman fell victim to a fraud scheme.
Photo courtesy of the FWBPD

The Fort Walton Beach Police Department responded to a fraud report on Jan. 17, according to a press release.

  • The victim received a phone call from a woman identifying herself as Sarah, who claimed to be an employee of Navy Federal Credit Union. The caller told the victim her account had been compromised and instructed her to transfer $1,200 to Cash App, which she did.

The following day, the victim was contacted again, this time by a man claiming to be with Navy Federal Credit Union. He instructed her to withdraw $19,000 and overnight it to an address in Fort Pierce.

The victim later became suspicious and contacted the Fort Walton Beach Police Department.

Through the efforts of patrol officers, the Criminal Investigations Unit, the Evidence Unit and with assistance from the Walton County Sheriff’s Office, the package containing the $19,000 in cash was tracked and intercepted at the FedEx facility in Mossy Head. The money was returned to the victim.

Police reminded residents that if someone calls claiming to be from their bank, they should hang up and call the bank directly using the number on their account statement. Police also warned against mailing cash to someone not personally known.

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Community Comments

Scott Schaeffler commented on WordroW: September 28, 2026
“2:10, 5 attempts”
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“Where is "Old Town Landing"???”
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“And where are all these people supposed to park?”
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“Prayers going up for your full recovery! 🙏🙏🙏”
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“20 seconds 💪”
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Scott Schaeffler commented on WordroW: September 24, 2026
“Whoa...0:26, 3 attempts!”
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“Hold your ground! Tell them to find somewhere else to put their data centers! Be the leaders that say Not in Destin, so others will follow…not in Okaloosa County, not...”
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“It's no different than having an estate sale or a yard sale. There is increased traffic. You gonna make those people get permits too?”
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“I would think the Destin City Council's time would be better spent on items ALREADY critical to the area instead of some pie in the sky internet hoax. They've already...”
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